What this option is
% of your money is in growth assets.
The remaining 100% is in defensive assets such as bonds and cash. That puts this option in the Defensive band, typically used for 2-4 years or longer.
Caveat.Higher growth means more potential upside over the long run, but also more volatility year to year. This option's risk label expects a negative annual return about 1 in 12 years.
Fees
0bp
Total annual fee estimate for a A$50k balance in the APRA seed snapshot.
10-year net return
0.0%
Past performance is not a reliable indicator of future performance.
Classification evidence
Original fund labelSuper Savings_Lifecycle Investment Strategy
Standard bucketLifecycle MySuper default
Growth bandDefensive (0-40% growth)
Risk bandLower risk - 1 in 12 years negative
USI60905115063256
Performance testPass
APRA data gradeB
Source stateFound In Official Sitemap
Blocking flags1
Similar options
| Fund / option | Growth | Fees | 10y net |
|---|
Aware Super MySuper Lifecycle | % | 0bp | 0.0% |
Australian Retirement Trust QSuper Lifetime | % | 0bp | 0.0% |
Mercer Super Trust Mercer SmartPath | % | 0bp | 0.0% |
MLC Super Fund MySuper | % | 0bp | 0.0% |