Updated - 20 May 2026 - Q2 2026 dataIndependent research desk - General information only, not personal financial adviceMelbourne, Australia
Simplified scenario comparison

Compare a rough balance path.

Enter your balance, contribution level and comparison option. This compounds annualised public return inputs; it is not a historical unit-price reconstruction, personal financial advice or a recommendation.

Class BLifecycle - Conservative / Balanced

Estimated path over 7 years

Australian Retirement Trust - QSuper Lifetime - Sustain 3 GroupA$239,997
Australian Retirement Trust - QSuper Lifetime - Sustain 2 GroupA$239,550
Current option path
A$239,997

3.5% return, 48bp fees

Comparable option
A$239,550

-A$447 vs current

Annual contributions
A$7,200

before tax and insurance effects

Caveat: This is a simplified counterfactual using published annualised net return data. It is not a complete historical unit-price reconstruction and excludes insurance premiums, contribution tax and exact cash-flow timing.