What this option is
68% of your money is in growth assets.
The remaining 32% is in defensive assets such as bonds and cash. That puts this option in the Balanced / Growth band, typically used for 7-10 years or longer.
Caveat: Higher growth means more potential upside over the long run, but also more volatility year to year. This option's risk label expects a negative annual return about 1 in 5 years.
Fees
57bp
Total annual fee estimate for a $50,000 balance in the APRA data snapshot.
10-year net return
5.7%
Past performance is not a reliable indicator of future performance.
Classification evidence
Original fund labelQSuper Lifetime - Focus 2 Group
Standard bucketLifecycle MySuper default
Growth bandBalanced / Growth (60-75% growth)
Risk bandHigher risk - about 1 in 5 years with a negative annual return
USI60905115063256
Performance testUnknown
Source statusComparable APRA metrics confirmed.
Comparison statusIncluded in ranked default comparison.
Data limitationNo public data limitations identified.
Similar options
| Fund / option | Growth | Fees | 10y net |
|---|
Mercer Super Trust Mercer SmartPath - Mercer SmartPath - Born 1959 to 1963 - CSD | 68% | 85bp | 6.2% |
Smart Future Trust smartMonday Lifecycle - smartMonday Lifecycle 60 | 68% | 82bp | 4.9% |
Aware Super MySuper Lifecycle - Manage - Age 63 | 67% | 81bp | 6.1% |
Guild Retirement Fund Guild Retirement Fund ( MySuper) No 22599554834526 - Consolidating | 67% | 87bp | 5.8% |
