Class B - Lifecycle MySuper default - Balanced / Growth

Mercer Super Trust - Mercer SmartPath - Mercer SmartPath - Born 1929 to 1933 - CSD

Age-based default products tracked separately until a representative cohort method is finalised.

Class BLifecycle - Balanced / Growth60% growth assetsSuggested timeframe: 7-10 yearsIncluded in ranked comparison

What this option is

60% of your money is in growth assets.

The remaining 40% is in defensive assets such as bonds and cash. That puts this option in the Balanced / Growth band, typically used for 7-10 years or longer.

Caveat: Higher growth means more potential upside over the long run, but also more volatility year to year. This option's risk label expects a negative annual return about 1 in 5 years.

Fees

77bp

Total annual fee estimate for a $50,000 balance in the APRA data snapshot.

10-year net return

5.0%

Past performance is not a reliable indicator of future performance.

Classification evidence

Original fund labelMercer SmartPath - Mercer SmartPath - Born 1929 to 1933 - CSD

Standard bucketLifecycle MySuper default

Growth bandBalanced / Growth (60-75% growth)

Risk bandHigher risk - about 1 in 5 years with a negative annual return

USI19905422981252

Performance testUnknown

Source statusComparable APRA metrics confirmed.

Comparison statusIncluded in ranked default comparison.

Data limitationNo public data limitations identified.

Evidence source Trustee source

Similar options

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