Class B - Lifecycle MySuper default - Growth

Mercer Super Trust - Mercer SmartPath - Mercer SmartPath - Born 1969 to 1973 - CSD

Age-based default products tracked separately until a representative cohort method is finalised.

Class BLifecycle - Growth88% growth assetsSuggested timeframe: 7-10 yearsIncluded in ranked comparison

What this option is

88% of your money is in growth assets.

The remaining 12% is in defensive assets such as bonds and cash. That puts this option in the Growth band, typically used for 7-10 years or longer.

Caveat: Higher growth means more potential upside over the long run, but also more volatility year to year. This option's risk label expects a negative annual return about 1 in 5 years.

Fees

81bp

Total annual fee estimate for a $50,000 balance in the APRA data snapshot.

10-year net return

7.5%

Past performance is not a reliable indicator of future performance.

Classification evidence

Original fund labelMercer SmartPath - Mercer SmartPath - Born 1969 to 1973 - CSD

Standard bucketLifecycle MySuper default

Growth bandGrowth (75-90% growth)

Risk bandHigher risk - about 1 in 5 years with a negative annual return

USI19905422981252

Performance testUnknown

Source statusComparable APRA metrics confirmed.

Comparison statusIncluded in ranked default comparison.

Data limitationNo public data limitations identified.

Evidence source Trustee source

Similar options

Fund / option	Growth	Fees	10y net
Russell Investments Master Trust GoalTracker - RIMT GOALTRACKER 53	88%	95bp	7.0%
Aware Super MySuper Lifecycle - Grow - Age 55 and under	89%	91bp	7.7%
Colonial First State FirstChoice Superannuation Trust FirstChoice Employer Super - CFS Lifestage (1975-1979)	89%	73bp	7.6%
Essential Super Essential Super - Lifestage 1975-79 option	89%	72bp	7.6%