What this option is
90% of your money is in growth assets.
The remaining 10% is in defensive assets such as bonds and cash. That puts this option in the High Growth band, typically used for 10+ years or longer.
Caveat: Higher growth means more potential upside over the long run, but also more volatility year to year. This option's risk label expects a negative annual return about 1 in 4 years.
Classification evidence
Original fund labelMercer SmartPath - Mercer SmartPath - Born 1984 to 1988 - CSD
Standard bucketLifecycle MySuper default
Growth bandHigh Growth (90-100% growth)
Risk bandHigh risk - about 1 in 4 years with a negative annual return
USI19905422981252
Performance testUnknown
Source statusComparable APRA metrics confirmed.
Comparison statusIncluded in ranked default comparison.
Data limitationNo public data limitations identified.
