What this option is
81% of your money is in growth assets.
The remaining 19% is in defensive assets such as bonds and cash. That puts this option in the Growth band, typically used for 7-10 years or longer.
Caveat: Higher growth means more potential upside over the long run, but also more volatility year to year. This option's risk label expects a negative annual return about 1 in 5 years.
Fees
104bp
Total annual fee estimate for a $50,000 balance in the APRA data snapshot.
10-year net return
6.3%
Past performance is not a reliable indicator of future performance.
Classification evidence
Original fund labelMySuper Passive Balanced
Standard bucketSingle-strategy MySuper default
Growth bandGrowth (75-90% growth)
Risk bandHigher risk - about 1 in 5 years with a negative annual return
USI43905581638357
Performance testPass
Source statusComparable APRA metrics confirmed.
Comparison statusIncluded in ranked default comparison.
Data limitationNo public data limitations identified.
Similar options
| Fund / option | Growth | Fees | 10y net |
|---|
HOSTPLUS Superannuation Fund Balanced option | 81% | 125bp | 8.1% |
NGS Super Diversified (MySuper) | 80% | 97bp | 7.0% |
Brighter Super Fund LGIASuper MySuper | 78% | 70bp | 7.0% |
NESS Super NESS MySuper | 78% | 81bp | 6.7% |
