Updated - 20 May 2026 - Q2 2026 dataIndependent research desk - General information only, not personal financial adviceMelbourne, Australia
Back to home
Class B - Lifecycle MySuper default - Balanced / Growth

The Bendigo Superannuation Plan - Bendigo MySuper - Bendigo Balanced Index Fund - MySuper

Age-based default products tracked separately until a representative cohort method is finalised.

Class BLifecycle - Balanced / Growth66% growth assetsSuggested timeframe: 7-10 yearsIncluded in ranked comparison
What this option is

66% of your money is in growth assets.

The remaining 34% is in defensive assets such as bonds and cash. That puts this option in the Balanced / Growth band, typically used for 7-10 years or longer.

Caveat: Higher growth means more potential upside over the long run, but also more volatility year to year. This option's risk label expects a negative annual return about 1 in 5 years.
Fees
62bp

Total annual fee estimate for a $50,000 balance in the APRA data snapshot.

10-year net return
5.8%

Past performance is not a reliable indicator of future performance.

Classification evidence
Original fund labelBendigo MySuper - Bendigo Balanced Index Fund - MySuper
Standard bucketLifecycle MySuper default
Growth bandBalanced / Growth (60-75% growth)
Risk bandHigher risk - about 1 in 5 years with a negative annual return
USI57526653420603
Performance testUnknown
Source statusComparable APRA metrics confirmed.
Comparison statusIncluded in ranked default comparison.
Data limitationNo public data limitations identified.
Similar options
Fund / optionGrowthFees10y net
Colonial First State FirstChoice Superannuation Trust
FirstChoice Employer Super - CFS Lifestage (1960-1964)
66%74bp5.2%
Essential Super
Essential Super - Lifestage 1960-64 option
66%74bp5.3%
Smart Future Trust
smartMonday Lifecycle - smartMonday Lifecycle 62
66%83bp4.5%
Aware Super
MySuper Lifecycle - Manage - Age 63
67%81bp6.1%